Whether you operate a single box truck or manage a fleet of semi trucks, having the right insurance is essential to protect your business on the road. At Scheer’s Insurance Services, we provide commercial truck insurance coverages tailored to the needs of Illinois trucking companies and owner operators. From trucking liability insurance and motor truck cargo coverage to physical damage protection and claims service you can trust, we help you stay compliant, confident, and covered. Get started with a custom quote today.
How Our Services Help
We offer flexible policies for box trucks, dump trucks, tow trucks, and more—ensuring you meet Illinois’s commercial auto insurance requirements.
Our experts explain the full range of
commercial truck insurance coverages, including
trucking liability,
physical damage, and
motor truck cargo insurance, so you understand how each protects your business.
We help
owner operators and small fleets manage
truck insurance cost while securing the right liability and property damage limits for peace of mind.
Need to lease to a motor carrier? We ensure your policy meets lease-on requirements and includes liability coverage and general liability protection.
Why Illinois Trucking Companies Trust Scheer’s Insurance Services
Trucking in Illinois comes with real risk—accidents, breakdowns, lost cargo, and rising liability insurance costs. Whether you’re hauling across-state freight or making local deliveries in a box truck, our job is to protect your livelihood. We offer trucking liability insurance that shields you from high-cost claims involving bodily injury and property damage while providing options for total trucking insurance and additional coverages specific to your vehicle type and cargo.
Cost is a major concern for every trucking business. If you're wondering how much box truck insurance costs or comparing OOIDA truck insurance to other providers, we give you straight answers. Our quotes take into account your driving history, vehicle type, radius of operation, and whether you're operating under your own authority or leasing to a carrier. The result is a cost-effective plan tailored to your risk level and legal requirements.
From tow truck insurance to commercial box truck insurance, we make getting insured simple. We’ll issue insurance certificates fast so you can satisfy contracts or lease agreements and get on the road. Plus, if a claim arises, our local claims service team works quickly to resolve issues, minimize downtime, and get you moving again.
FAQs
What types of trucks do you insure in Illinois?
We insure box trucks, semi trucks, dump trucks, tow trucks, and other commercial vehicles. We tailor policies to your truck type and operation size.
What’s included in commercial truck insurance coverage?
Coverage typically includes trucking liability insurance, physical damage, motor truck cargo, and general liability. We can customize your plan based on your cargo, route, and lease requirements.
How much does box truck insurance cost?
Box truck insurance cost varies based on your driving history, coverage limits, type of cargo, and operating radius. We provide clear, competitive quotes designed for Illinois truckers.
Do you help owner-operators who lease to motor carriers?
Yes. We ensure your insurance meets all lease-on requirements, including proper liability coverage and commercial auto protection.
Do I need separate coverage for my cargo?
Yes. Motor truck cargo insurance is typically a separate coverage that protects the goods you’re transporting. We’ll help you determine if it’s required for your business.