Confidence on Every Road.
At Scheer’s Insurance Services, we understand that your vehicle is an essential part of your daily life. Whether you’re commuting to work, running errands, or embarking on a road trip, our customized auto insurance policies ensure that you stay protected at every turn.
With our comprehensive coverage, you can drive worry-free knowing that we’ve got your back in any situation—accidents, liability claims, theft, or unexpected events.
Accidents Happen. Be Prepared.
Life is unpredictable, and car accidents can happen when you least expect them. Whether it’s a minor fender bender or a major collision, auto insurance provides the financial protection you need to drive with peace of mind.
- Accident Protection – Covers damages to your car and others' vehicles.
- Injury Coverage – Pays for medical costs for you and your passengers.
- Liability Protection – Shields you from lawsuits and financial risks.
- Unforeseen Events – Covers theft, vandalism, and natural disasters.
Coverage Options Tailored to Your Needs
Liability Coverage
Covers damages to other vehicles, property, and medical bills if you're at fault in an accident.
Collision Coverage
Pays for
repairs or replacement of your vehicle after an accident.
Comprehensive Coverage
Protects against non-collision events, including fire, theft, vandalism, and weather damage.
Uninsured/Underinsured Motorist Coverage
Covers medical expenses and damages if you're hit by a driver with insufficient or no insurance.
Medical Payments Coverage
Pays for medical expenses for you and your passengers, regardless of fault.
Why Drivers Trust Scheer’s for Auto Insurance
Choosing the right auto insurance shouldn’t be complicated. At Scheer’s Insurance Services, we make it simple, affordable, and stress-free.
- Customized Policies – Get a plan that fits your budget & driving habits.
- Affordable Rates – We work with top-rated providers to find you competitive pricing.
- Local & Reliable Support – Our insurance specialists are always available to help.
- Fast Claims Assistance – If an accident happens, we make the claims process simple and stress-
FAQs
What types of auto insurance coverage should I consider?
Common types of insurance include liability coverage, collision coverage, and comprehensive coverage. Each protects against different risks like damage to your car, accidents, or theft.
Does auto insurance cover theft or vandalism?
Yes. Comprehensive coverage typically protects against theft, vandalism, hail, and other non-collision events. Make sure your policy includes these if you want protection beyond basic liability coverage.
Can you get auto insurance without a license?
Surprisingly, yes. Some insurers offer auto insurance no license options for people insuring vehicles for others to drive. An experienced insurance agent can help you find a provider willing to issue coverage under these terms.
What are the insurance requirements in my state?
Each state requires minimum insurance coverage—usually liability insurance for bodily injury and property damage. Your zip code may also affect costs due to local risk factors.
What is the difference between collision and comprehensive coverage?
Collision coverage protects against damage to your car from accidents, while comprehensive covers non-crash events like fire or theft. Many choose both for well-rounded protection.
How do I get a car insurance quote?
You can request a car insurance quote online, through a mobile app, or by contacting an insurance company or independent agent. Quotes vary based on vehicle, driving history, and location.
Who can help with denied or delayed auto insurance claims?
If you're struggling with a denied claim, a lawyer for insurance claims auto or auto insurance attorney can help you dispute it. We connect clients with lawyers for auto insurance issues who provide effective, rights-based advocacy.
How do I handle auto insurance policy updates?
Always report major changes like address, vehicle use, or drivers on your policy. Regular auto insurance policy updates ensure you maintain valid coverage and avoid denied claims.
What kind of optional coverage should I consider?
Popular add-ons include roadside assistance, motorist coverages for uninsured drivers, rental reimbursement, and gap coverage. Your insurance agent can help tailor a plan that fits your needs.
Where can I get auto insurance legal advice?
If you’re unsure about your rights, an auto insurance lawyer offers guidance on disputes, denied claims, or dealing with your insurance company. Don’t navigate legal concerns alone—support is available.
Drive with Confidence. Get the Protection You Deserve
With Scheer’s Insurance Services, you can drive confidently knowing you’re protected against life’s unexpected bumps in the road.