At Scheer’s Insurance Services, we specialize in protecting Illinois contractors with tailored contractors insurance coverage that meets industry standards and state regulations. Whether you're comparing electrical contractor insurance requirements, wondering how much is contractor insurance, or need workers compensation insurance for independent contractors, our team is here to help. From general liability to contractors equipment insurance and errors and omissions, we’ll guide you toward policies that reduce risk and safeguard your livelihood. Get a contractor insurance quote today and build a stronger foundation for your business.
How Our Services Help
We help electricians, HVAC techs, plumbers, and painters secure trade-specific coverage such as liability insurance for electrical contractors, HVAC contractors insurance, and painting contractor insurance to comply with Illinois contractor insurance requirements.
Our advisors explain all contractor insurance cost factors, including jobsite size, number of employees, and required contractor workers comp insurance, so you can choose a plan that fits your budget without compromising safety.
We issue fast and accurate certificates of insurance for contractors, helping you secure contracts, prove compliance, and demonstrate that you’re a bonded and insured contractor your clients can trust.
Need help managing multiple risks? Our comprehensive solutions bundle general liability, tools and equipment coverage, and commercial auto policies into one efficient plan to protect your business on and off the site.
Why Illinois Contractors Choose Scheer’s Insurance Services
For contractors in Illinois, insurance is more than a formality—it’s a necessity that keeps your business moving forward. We serve trades across the board, including plumbing contractors insurance, tile contractor insurance, and flooring contractor insurance, all designed to cover risks like property damage, bodily injury, and stolen tools.
Many business owners are unsure about how much does electrical contractor liability insurance cost or whether they need contractor errors and omissions insurance. We take the guesswork out of the process by offering detailed quotes, breaking down the contractor liability insurance cost, and customizing policies that include preferred contractors insurance company partners who understand your trade.
Whether you're an established firm or a new small business, our goal is to keep you protected and ready to grow. From contractor insurance certificates to ensuring your independent contractor insurance requirements are met, Scheer’s Insurance Services builds lasting partnerships with Illinois contractors. We’re not just your provider—we’re your risk management team, every step of the way.
FAQs
What types of contractors do you insure in Illinois?
We cover a wide range of trades including electrical, HVAC, plumbing, painting, flooring, tile, and general contracting. Each policy is customized to match the specific needs and risks of your trade.
Do I need both general liability and workers comp insurance?
Yes. General liability insurance covers injuries and property damage to others, while workers compensation protects your employees. Many contracts in Illinois require both to be compliant.
How quickly can I get a certificate of insurance?
In most cases, we can provide a contractor insurance certificate within 24 hours, helping you meet client deadlines and regulatory requirements.
What’s the average cost of contractor insurance in Illinois?
The contractor insurance cost varies based on your trade, number of employees, jobsite locations, and more. We’ll help you understand pricing and compare competitive quotes.
What if I work across multiple cities or counties in Illinois?
Our policies are flexible and designed to follow your business wherever the work takes you, with contractors all risk insurance and commercial auto add-ons available.