Coverage That Fits Your Life and Business

Scheer's Insurance Services helps Illinois families and business owners find dependable coverage without making insurance complicated.

Based in Coal City and serving clients across Illinois, our independent agents compare options from multiple carriers so you can choose coverage that makes sense for your needs and budget.

Independent Insurance Agency

30+ Years Serving Illinois

Personal Insurance · Business Insurance · Surety Bonds

WHAT WE COVER

Insurance for Home, Business and Everything in Between

Whether you're protecting your home, vehicles, company, or next project, we'll help you understand your options and find the right fit.

Personal Insurance

Protect your home, vehicles, personal property, and liability with coverage designed around everyday life in Illinois.


  • Homeowners Insurance
  • Auto Insurance
  • Umbrella Insurance
  • RV, Boat & Recreational Vehicle Coverage

Business Insurance

Practical coverage for Illinois businesses, contractors, drivers, and specialty operations of all sizes.



  • Contractors Insurance
  • Trucking Insurance
  • Restaurant & Hospitality Insurance
  • Auto Repair Shop Insurance

Surety Bonds

Need a bond for licensing, a contract, or a legal requirement? We'll help make the process straightforward.


  • License & Permit Bonds
  • Bid Bonds
  • Performance & Payment Bonds
  • Court Bonds

Local Advice. More Insurance Options.

As an independent agency, we're not tied to just one insurance company. That means we can compare coverage options and help you choose a policy based on what works for you.


And when questions come up, you'll have a local team you can actually talk to.

30+ Years

Serving Illinois clients

Independent

Access to multiple carriers

Personal + Commercial

Coverage in one place

Local Service

Real people when you need help

Built for Illinois Businesses That Keep Moving

From independent contractors to trucking companies, restaurants, and repair shops, every business carries different risks.


We help identify the coverage your operation may need, including general liability, commercial auto, workers' compensation, property, tools and equipment, cargo, and commercial umbrella protection.

Local to Coal City. Serving Clients Across the State.

Scheer's Insurance Services is based at 930 East Division Street in Coal City and works with individuals and businesses throughout Illinois.

Coal City · Morris · Joliet · Ottawa · Streator · Peru · Wilmington · Braidwood · Minooka · Chicagoland

Don’t Wait Until It’s Too Late – Get Covered Today

At Scheer’s Insurance Services, we believe in providing peace of mind with customized insurance solutions. Contact us now to discuss your coverage needs and get a free quote.

real testimonials

What Our Clients Say

COMMON QUESTIONS

Illinois Insurance FAQs

  • Is Scheer's Insurance an independent agency?

    Yes. We work with multiple insurance carriers rather than representing only one company, giving clients more options when comparing coverage.

  • Can you help with both personal and business insurance?

    Yes. We offer personal insurance, commercial insurance, specialty business coverage, and surety bonds through one local agency.

  • Do you work with clients outside Coal City?

    Yes. While our office is located in Coal City, we serve individuals and businesses throughout Illinois.

  • Can you help me compare insurance companies?

    Yes. As an independent agency, we can compare options from multiple carriers and help you evaluate coverage based on your needs.

LET'S FIND YOUR COVERAGE

Insurance Doesn't Have to Be Complicated.

Tell us what you need to protect and we'll help you review your options.